Expert opinions, FORECASTS, TECHNOLOGY

Top 5 expected events in the digital transformation of Russia in 2025

The era of digital turbulence in Russia is smoothly ending, the country is reaching a plateau of stabilization. Revolutionary events remain behind, and the economy will be tested for strength – how successful all previous initiatives and projects were. Let’s talk about the five most anticipated events of Russia’s digital transformation that confirm this trend.

Introduction of the digital ruble

One of the most anticipated events of this year is the creation of a new type of currency, the digital ruble. The State Duma has already approved in the first reading a bill on its phased introduction into wide circulation. According to the document, from July 1, 2025, systemically important credit organizations will have to provide customers with the opportunity to receive services on the digital ruble platform, from July 1, 2026 the same obligation will apply to  banks with a universal license, and from July 1, 2027 – ещ all credit organizations.

Analysts believe that the introduction of the digital ruble will bring several opportunities to the commercial segment at once.

First of all, we are talking about accelerating and reducing the cost of payments. Due to its technological features, the digital ruble will allow to  conduct transactions almost around the clock, without regard to banking restrictions. In addition, the new type of currency will help businesses reduce acquiring costs – according to preliminary data, the cost of digital transactions for enterprises will be significantly lower than in the case of familiar settlements.

Another important point is to increase the level of security and transparency of operations. All operations with the digital ruble will be recorded on the Central Bank’s platform, which will allow faster and more accurate recording of cases of fraud, “gray” and illegal schemes.

However, the most interesting, in my opinion, is the opportunity offered by a new type of national currency – the use of the digital ruble in smart contracts to improve the security of transactions and automate payments.

However, like any innovation, the introduction of the digital ruble carries certain risks and difficulties. At the most basic level, we are talking about a potential distrust of a new type of currency – both from citizens and from business. At the same time, a number of organizations – in particular, micro-enterprises that are accustomed to paying off buyers with direct transfers to personal cards or cash – are likely to abandon completely the use of the digital ruble, because not every business will voluntarily agree to strengthen financial supervision.

In addition, fears regarding the stability of the platform are justified. Even though the solution will undergo comprehensive testing, the risk of technical failures and cyber attacks cannot be completely ruled out, at least for the first time.

And, perhaps, the last thing I would like to note is about the potential financial losses of banks. According to preliminary calculations, after the launch of the digital ruble, they will amount to 50 billion rubles a year “in the form of a decrease in net income from interchange fees and an increase in the cost of attracting liabilities”. With a high degree of probability, financial sector players will work out new strategies for increasing profits and adapt to the changed conditions.

Launch of serial production of domestic 4G and 5G-Ready base stations

By the end of 2025, Russia plans to switch to serial production of its own 4G and 5G-Ready base stations. The equipment will be produced by KNS Group and Irteya. According to the forecasts of the vendors themselves, the potential of production capacities is now estimated at the level of 10-15 thousand devices annually, while a gradual increase in the level of localization is expected.

Of course, at the moment it is too early to talk about the compliance of the scale of production with the needs of the market. According to industry representatives, in order to maintain stability and develop network infrastructure, about 30-50 thousand base stations are needed per year, so we are hardly talking about 100% import substitution in the near future. However, the Ministry of Digital Development remains optimistic. According to the expectations of the department, by 2027 the share of installed base stations of domestic production should, if not reach, then approach the bar of 100%.

Now the main question is whether Russian vendors will actually be able to reach the declared volumes and bridge the gap between the real needs of the market and production capabilities, as well as ensure the required level of quality of the solutions produced. Indeed, the pace of digitalization of the country depends on the success of the project – neither more nor less. Without networks that meet modern communication standards, neither the development of “smart cities” nor the effective implementation of IoT-based solutions is possible.

In general, there are already positive developments in this direction. In particular, 200 LTE base stations from Irteya have already been commissioned in several regions of Russia. Let’s hope that manufacturers will be able not just to implement their plans, but also to increase successfully the volume of products.

Creation of TelecomCert platform

A very interesting event awaits us in the field of information security. It is for 2025 that the launch of TelecomCert, a large-scale cybersecurity platform, is scheduled. It is assumed that the solution will ensure coordination and exchange of data on cyber attacks immediately between financial organizations, mobile operators and various digital platforms and will effectively prevent cyber incidents, leaks and fraud.

It is planned that the launch of a unified state platform for responding to cyber attacks will reduce the time for blocking phishing and fraudulent resources by 2 times – from 8 to 4 hours – by 2030.

Of course, the implementation of the platform will be associated with a number of technical and regulatory difficulties. In particular, the system will require integration from the IT infrastructures of the organizations connected to it and adaptation of existing business processes. Thus, the innovation will affect not only the direct participants in the project, but also a number of their partners, for example, software suppliers. All this will require substantial costs – for technological modernization, revision of policies and regulations, and personnel training.

Digital sky of Russia

In mid-July 2025, the development of an ambitious concept of the “digital sky of Russia” is completed. The key idea of the new project is to create a single infrastructure that combines technologies and platforms of air, space and digital spaces together, while synchronizing the relevant legislation.

One of its key ideas is overcoming regulatory fragmentation and introducing end-to-end intersectoral regulation: unmanned aircraft will have to take into account both air, space and IT legislation, which are now separated.

In addition, the concept is designed to improve flight safety. In particular, we are talking about eliminating the risks associated with the use of the radio frequency spectrum. Despite its theoretical inexhaustibility, the threat of shortages is still present – especially facing the ever-growing traffic. In addition, the implementation of the concept, according to industry participants, will increase the level of security of air, space and digital space, even taking into account the appearance in the future of supercomputers and other powerful devices that will allow hacking today’s algorithms.

The Digital Sky concept is certainly a timely initiative, especially given the rapid development of commercial space and unmanned aircraft. Combining air, space and digital spaces together is a logical step for a country that seeks technological sovereignty. However, the success of the project will depend on several factors.

In particular, we are talking about balanced and competent regulation. Excessively stringent norms, especially in terms of radio frequency distribution, can negatively affect the effectiveness of private initiatives – we have already observed such examples in other industries before.

However, perhaps the most significant factor is funding. Practical implementation will require large-scale investments – in communication technologies, the development of network infrastructure and the construction of networks (including hybrid ones) – both public and private. Without a clear understanding of the sources of funding, even the most ambitious plans can remain on paper only for a long time.

Ban on the development of self-written software

In 2025, the rules of the game in the software market may change significantly. Back in the middle of last year, it became known that the Ministry of Digital Development is preparing regulations prohibiting state-owned companies from developing their own software for domestic needs if similar solutions are already on the market.

The department believes that the innovation will solve a number of existing problems. In particular, optimizing the concentration of financial resources and thereby increasing the efficiency of software development intended for use not by one organization, but by all market participants – at least potentially.

Do not forget about the personnel aspect. The current policy of state-owned companies, according to industry representatives, leads to an increase in the cost of software development. Under current conditions, the introduction of a ban will significantly cool the growth rate of salaries in the IT sector and solve the problem of artificial overheating of personnel, when state-owned companies, offering programmers salaries significantly higher than market ones, provoke a chain reaction, which ultimately leads to an increase in the cost of creating software.

There is a possibility that the test site of the new initiative will be exactly 2025. Its success will depend on the regulator’s ability to find a middle ground between centralizing resources and maintaining a healthy competitive environment. In any case, the Russian IT market is on the verge of major changes, and their consequences will affect the entire digital economy of the country.

The events taking place today demonstrate that the time for fragmented digitalization is gradually passing. It is replaced by the systemic construction of digital sovereignty.

All of the above projects and initiatives including a single cybersecurity system instead of several scattered ones, a ban on self-written software in favor of the development of the real market, and the introduction of the digital ruble as a single payment instrument, demonstrate a mature approach.

Whether success awaits us in the new stage of digital transformation depends on whether the authorities manage to find a balance between reasonable regulation and economic incentives.

By Pavel Guralnik, Master in Financial Engineering and Global Banking, European Business School London, CEO of ISPsystem

Previous ArticleNext Article